Practical examples Individual account statements
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You can request the application form for an individual account (IA) statement. We advise you to read the following explanations beforehand.
The annual income on which the insured person makes contributions to OASI is used as the basis for calculating their pension later. The annual income of every person required to make contributions is therefore recorded by the Compensation Offices in what is known as an individual account (IA).
The Compensation Offices receive the necessary figures at the end of each calendar year from the employers registered with them. The necessary figures in respect of self-employed persons and persons not in gainful employment are communicated by the cantonal tax offices, and this can take one to three years.
If the contributions of an insured person are – simultaneously or consecutively – settled by different Compensation Offices, each of these offices maintains an IA.
Anyone wishing to check whether there are any gaps in their contribution history or whether their employer has settled the deducted contributions via the Compensation Office can request an account statement free of charge from each of the relevant Compensation Offices.
This takes several days to process, since the figures from all the participating Compensation Offices need to be collated first.
IA statement (template)
| 1 | Settlement number |
| 2 | Income code |
| 3 | Fraction of carer’s credit |
| 4 | Contribution months (start/end) |
| 5 | Contribution year |
| 6 | Income |
Explanations regarding the individual account statement
The account statement provides information on the income and carer’s credits on which mandatory contributions are paid, as reported to the individual Compensation Office. The income received in the current year has not yet been entered. Income from the previous year may not appear on the statement if the relevant income notification has not yet been processed (or, in the case of a self-employed person, if the tax return has not yet been submitted).
Column 2: Income code
| 0 | Voluntary insurance for Swiss national abroad or carer’s credit |
| 1 or 2 | Employee or insurance benefit subject to contributions |
| 3 or 9 | Self-employed |
| 4 | Not gainfully employed |
| 5 | Contribution stamps |
| 7 | Income subject to contributions at retirement age |
| 8 | Income splitting in the event of divorce |
A number placed in front of one of these figures indicates a correction.
Column 4: Contribution months
Contribution months are identified by numbers 1 to 12. These have been recorded since 1969 for foreign nationals and since 1979 for Swiss nationals. The number 66 is entered if the start and/or end of the contribution period is uncertain. The number 77 is used for entering capital gains and payments for performing domestic work for parents or grandparents. The number 99 indicates that the income, but not the contribution period, has subsequently been altered.
Column 6: Income
The entries refer to the income or insurance benefit on which contributions were levied. For persons not in gainful employment, an income corresponding to the contributions paid is entered. For carer’s credits, only the entitlement is entered. The amount is determined at the time when the pension is calculated.
If the entry is not accepted as accurate, an objection may be lodged within 30 days of delivery of the account statement. The objection should be addressed directly to the OASI Compensation Office that maintains the disputed account. If more than one OASI Compensation Office is listed on your insurance card as maintaining accounts, you can request relevant statements from these Compensation Offices directly, or appoint any one of the Compensation Offices to procure all the statements (overall statement).
A list of all OASI Compensation Offices may be found at the end of every official telephone book or here.